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Visitor Health Insurance for USA Tourists

Travel Insurance - Compare features, premiums & benefits

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    VISITOR MEDICAL INSURANCE - Quote

    holiday-goers

Benefits

  • Coverage for hospital, doctor, pharmacy & disgnostic test
  • Cash-less claims payment; direct billing
  • PPO Network discount possible
  • Acute Onset of pre-existing conditions

OUR PROMISE

Our Promise
  • To Be Your Advocate
  • To Have the Best Prices
  • To offer only trusted US plans
  • To Charge NO FEES

Testimonial

I purchase travelers insrurance from International Services Inc. They are very knowledgeable and provided all the support. They were very courteous during refund. I recommend them; they are an asset to the community!
- Suma, California, USA.

Visitor Insurance – Benefits, Options and Exclusions

Health Insurance for travelers and visitors are designed to pay for medical expenses incurred during travel. Visitors to USA especially should take notice about treatment and care is very expensive. These plans can cover expenses related to sicknesses or injuries during travel outside the country of citizenship.

Benefits include coverage for bills arising from hospitals, doctor offices, emergency rooms, diagnostic tests (x-rays, CAT scans etc.) & pharmacies. There are 2 types of plans – the cheaper ‘limited benefits’ plans and the robust ‘comprehensive’ plans. The ‘limited benefits’ plans have many coverage sub-limits (i.e. daily coverage limit of $1,400 for hospital stay, per visit limit of $55 for doctor visit etc.); while the ‘comprehensive’ plans usually have no coverage sub-limits (i.e. the cvg. limit is typical the overall plan limit, i.e.$50,000 etc.).

While most plans exclude coverage for pre-existing conditions; some plans can cover expenses for a sudden (i.e. not pre-planned) & acute (i.e. life threatening) onset of pre-existing conditions. Get a quote using the form at the top of this page to review plans offering such coverage.

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Related Insurance

Foreign visitors to the US can consider visitor medical insurance for protection during their stay in the US.

US residents can review general trip cancellation insurance plans for their travel protection.

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Affordable - Inbound USA

Fixed Benefits

  • Benefit limits for each covered service. The benefit limit is lower than the policy maximum.
  • Benefits are per injury/sickness
  • You pay an initial deductible for each injury or illness after which the plan pays the remaining covered costs.
  • Policy maximums from US $50,000 to $130,000 per injury or sickness



Pre-existing Conditions

  • Covered upto $5,000 ($3,000 in case of 70y & above) only for heart attack or stroke when optional riders is purchased with 26% premium surcharge
  • Look back period for pre-existing conditions is 6 months prior to start of plan.

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Get Quote

Good Value - Atlas Insurance

Comprehensive Coverage

  • Typically no benefit limits based on the type of medical expense. Usually benefits for covered medical expenses go all the way upto the policy maximum.
  • Benefits are per life of plan.
  • In network, policy pays 100% up to policy maximum per year.
  • Policy maximums from US $50,000 to $1,000,000 per life of plan.

Pre-existing Conditions

  • Covered upto $50,000 when treatment is obtained within 24 hrs for acute onset of pre-existing conditions for under 70y.
  • Heart events covered upto $50,000 for 55 to 79y if diabetic, or taking drugs to lower cholesterol/blood-pressure.

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Get Quote

Patriot Platinum Insurance

Comprehensive Coverage
  • Typically no benefit limits based on the type of medical expense. Usually benefits for covered medical expenses go all the way upto the policy maximum.
  • Benefits are per life of plan.
  • In network, policy pays 100% up to policy maximum per year.
  • Policy maximums range from US $1,000,000 to $8,000,000 per life of plan.
Pre-existing Conditions
  • Non US Citizens: Covered up to $20,000 lifetime maximum for under 65y
  • US Citizens with domestic coverage: Covered up to plan maximum for under 65y
  • US Citizens with no domestic coverage: Covered up to $20,000 for under 65y
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. Get Quote

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